Fee Schedule

Deposit Account Fees
Savings Account Excessive Withdrawal Fee (More than one per calendar month) $5.00
Return Check Fee $25.00
Loan Account Fees
Application Fee $10.00
Vehicle Title Fee $18.00
Monthly Service Charges
Direct Deposit Checking Free
Regular Checking $5.00
Second Chance Checking – $10.00 $10.00
Account Fees
NSF – Per Item $25.00
Overdraft Protection Transfer Fee $5.00
Returned Item Fee $25.00
ATM Transaction Fee – First three Free
ATM Transaction Fee – After three – per transaction $1.00
Replacement Debit Card $10.00
Debit Card PIN Reorder $5.00
Stop Payment – per item $25.00
Statement History or Reproduction of Statement – per page $1.00
Balancing of Account by GPCU Personnel – for first hour $10.00
Balancing of Account by GPCU Personnel – for each additional hour $5.00
Creditor Letters $10.00

*Credit Score is used to determine rates.

**Credit Score is used to determine rates and loan amount for unsecured loans.

The Credit Score ranges we use follows:

680 & above Base Rate
650 to 679 Base Rate plus 2.00%
620 to 649 Base Rate plus 4.00%
580 to 619 Base Rate plus 8.00%
540 to 579 Base Rate plus 11.00% – A SCORE OF AT LEAST 540 IS REQUIRED FOR UNSECURED LOANS
500 to 539 Base Rate plus 15.50% – A SCORE OF AT LEAST 500 IS REQUIRED FOR SECURED LOANS

We obtain credit reports for our applicants from Equifax.

All loans are subject to credit approval. Some restrictions may apply.