Savings Account

Saving is not hard when you deposit a set amount each payday into a share savings account.  Deposits can be made by payroll deduction, in person or by mail, whichever is more convenient for you.  It does not take long for your account to grow because the credit union pays higher than average dividends. Electronic funds transfers to and from your credit union savings account are also easy to set up with other financial institutions or brokerage firms.  Use your six digit account number and routing number 261072479 to establish a ‘verify transfer’ for easy ACH transactions.

PLEASE NOTE: Savings accounts are not transaction accounts.  They should not be used for paying bills.  Transfers requiring a checking account should not be directed to the savings account.  Withdrawals of all types combined are restricted to six per month per federal regulations.

Savings accounts help members save for the long-term.  Money that is needed every payday should not be deposited into your credit union savings account.  GPCU would like to help you save for the long-term.  Let your money grow with us.  Please refer to fees below for excess withdrawals.

Please note: Since GPCU is an employee only credit union only individual accounts are available.

Becoming a member of the Genuine Parts Creddit Union means you are part owner of GPCU.   Opening a Savings Account with an initial $5 deposit is required for membership.  We are proud to service employees of Genuine Parts Company (and its subsidiaries) in the United States.  Please visit GPCConnect or contact your HR Department.

Dividend earnings vary based on your account balance.  Dividends are currently paid on average share balances in excess of $50.00, calculated on a daily basis and paid quarterly.  Savings are insured to $250,000.00 per member account by the National Credit Union Administration.

Our routing number is 261072479.

WITHDRAWALS: For share savings account withdrawals select Check Withdrawal at Online Banking under the Savings and Withdrawals tab for the credit union to print out a check and mail directly to you.  GPCU cannot currently initiate or originate wire transfers.


Fees: There is no fee for the first share saving account withdrawal every month.  Share saving account excess withdrawal fees for second and subsequent check withdrawals are processed at the beginning of the month for the previous month.  Please refer to the fee schedule.

CU KNOW HOW TO SAVE is the newest savings account now available at GPCU.  It is designed for existing share account members to have a separate account to save for any special purpose they like.  Call it your save for a vacation account, my new car account, a down payment on a house account or any other special purpose account you like.  The CU KNOW HOW TO SAVE account pays the same interest rate as your regular share account and is the same as the regular share account in every way except that it is funded through direct deposit instead of payroll deduction.  To open a CU KNOW HOW TO SAVE account contact the credit union for an application.  Start saving for that something special today.

The maximum account balance per member for all of their accounts combined is $250,000.

Dividend for the second quarter 2024 (also see Latest News) 1.50% APR 1.52% APY